Investment & Crypto ROI Calculator
Evaluate your portfolio performance with precision. Our tool calculates Gross ROI, estimates Capital Gains Tax, and provides your Net Profit after federal and state liabilities.
Portfolio Input
Status: Short-Term Asset
Net Profit After Tax
Capital Gains Tax Explained
When you sell an asset for more than you paid for it, the profit is considered a Capital Gain. The IRS categorizes these gains based on how long you held the asset before selling:
Short-Term (≤ 1 Year)
Taxed as ordinary income. Your rate is determined by your total annual income bracket, ranging from 10% to 37%.
Long-Term (> 1 Year)
Enjoy preferential rates. Most investors pay 0%, 15%, or 20% depending on their taxable income level.
Crypto vs. Traditional Assets
In many jurisdictions, including the US, Cryptocurrencies are treated as property for tax purposes. This means every "trade" (Crypto-to-Crypto or Crypto-to-Fiat) is a taxable event. Using a dedicated ROI calculator helps you track cost basis and avoid surprises during tax season.
ROI Strategy FAQ
What is a "Good" ROI?
While subjective, many long-term investors benchmark against the S&P 500, which has historically averaged roughly 7-10% annually after inflation.
Does this include slippage and fees?
This basic model assumes a clean buy/sell price. For high-precision tracking, you should subtract trading fees from your initial investment amount.